Having health insurance is a highly personal choice. The benefits vary greatly between
individuals (and families).

From 1 April 2019, the government has imposed regulations on health insurance funds that they
must comply with a four tier system of coverage. All policies will be reclassified as Gold, Silver,
Bronze or Basic.

The article What is Covered by Private Health Insurance explains the differences between
hospital, extras and ambulance cover.

It is possible to have hospital cover alone, extras cover alone, or both hospital and extras
together. We will explain what is included in each.

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